We're Here to See You Through.
We Create Actionable Items to Help Your Credit.

*Offer Details: After your 14 Day Trial period ceases, the membership charge is £35.95 per month. Note that you can cancel your subscription without any charge by calling us before the end of the 14 Day Trial period. To ensure a consistent service once the trial period ends you will be charged the membership fee of £35.95 and it will appear as UKCredit.org, UKCredit.net, UKCrdtRatng.com, UKCrdt.com or UKCreditRatings.com on a monthly basis. The membership fee will be charged to the same card you use to sign up to view your credit report.

Been Denied for a Loan?
We'll help you maximize your opportunities with your credit score, trying to save you money and time.
Don't Have a Credit Score?
We can help direct you on how to establish a credit file and build it the right way.
Reports May Contain Errors
Dispute any mistakes online and we will investigate them for you!
Does Your Score Need Work?
We'll teach you how to improve your credit score and how to be a better borrower.
Get Educated on Credit
Get insights into what actions impact your score, tracking your progress over time.
Protect Your Identity
Proactive monitoring for identity theft to always keep you aware of what's going on and safe.
How We Work
No matter your current financial situation, we're here to give you a clear picture of your credit profile and maximize your opportunities to get loans and save money. Our system is built around actionable items that put you on the right path to credit success.
Understand Why
We break down in easy and simple language what credit is all about and why it's important for your life.
Know Yourself
View the impacts to your credit file as often as you like. We'll keep track of how your score is shaping up.
Take Action
Everyone else is trying to sell you or your information, we focus on giving you actionable items that actually help you. Take active steps every time you log in.
Caitlin was really helpful and showed me how to dispute an error on my credit file which helped to increase my credit score. Great result!
- Chris
from Manchester
Worked!! UK Credit Ratings worked for me! You can dispute errors on your credit file to increase your credit ratings. The monthly fee is higher than others but it does much more than 'free' credit scores - it helped us get a mortgage after I was declined!
- Siu
Helped me get my mortgage. Got my credit rating as I found out I needed it for my mortgage application. Site was well easy to use and I could even save my report as a pdf. Kept for a fair few months to keep an eye on my score and got my mortgage all sorted now!!
- Jane Derth
Take Action Today!
Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an okay score and a good score can save you thousands in interest payments.