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Why Do I Need My Current Credit?

Your credit report and score matter. Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an okay score and a good score can save you thousands in interest payments.

How Can I Use My Credit Report?

  • Make sure your credit score is the best it can be BEFORE applying for a car loan.
  • Get help to improve your score and keep it at its best.
  • If your score is below average, STOP APPLYING for credit. These can leave footprints on your report that will have negative impact on your score.
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UKCreditRatings offers our customers the ability to understand, monitor, and check their credit report and score. We are part of a much larger worldwide business that provides millions of consumers with their Credit Report & Score.
After your 14 Day Trial period ceases, the membership charge is £24.95 per month. Note that you can cancel your subscription without any charge by contacting us before the end of the 14 Day Trial period. To ensure a consistent service once the trial period ends you will be charged the membership fee of £24.95 and it will appear as UKCrdtRatng.com or UKCreditRatings.com on a monthly basis. The membership fee will be charged to the same card you use to sign up to access our service.