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2nd August 2025
UKCreditRatings Benefits:
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Dispute any mistakes online and we will investigate them for you!
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Why Do I Need My Current Credit?
Your credit report and score matter. Your credit profile is a major factor lenders use when making decisions on whether to lend to you. The difference between an okay score and a good score can save you thousands in interest payments.
How Can I Use My Credit Report?
Make sure your credit score is the best it can be BEFORE applying for a car loan.
Get help to improve your score and keep it at its best.
If your score is below average, STOP APPLYING for credit. These can leave footprints on your report that will have negative impact on your score.
UKCreditRatings offers our customers the ability to understand, monitor, and check their credit report and score. We are part of a much larger worldwide business that provides millions of consumers with their Credit Report & Score.
After your 14 Day Trial period ceases, the membership charge is £24.95 per month. Note that you can cancel your subscription without any charge by contacting us before the end of the 14 Day Trial period. To ensure a consistent service once the trial period ends you will be charged the membership fee of £24.95 and it will appear as UKCredit.org, UKCredit.net, UKCrdtRatng.com, UKCrdt.com or UKCreditRatings.com on a monthly basis. The membership fee will be charged to the same card you use to sign up to access our service.

UKCreditRatings is a trading name of RSDataTech, Ltd. RSDataTech, Ltd is a registered company in England & Wales (Registration No. 8282923) and License No. Z3515312 under the Data Protection Act. Legal/Registered address :C/O William Sturges LLP, Burwood House, 14 - 16 Caxton Street, London, SW1H 0QY, UK. Business Postal Address: Piccadilly House, Suite 606, 49 Piccadilly, Manchester M1 2AP (Parent company: RateSpecial Interactive, 46 Smith Alley, Suite #230, Pasadena, CA 91103).
Authorised and Regulated by the Financial Conduct Authority under registration number 738724. UKCreditRatings is a credit broker not a lender, if you take out a loan or credit card, we will receive a commission that may be a fixed amount or percentage of the amount you borrow.